Credit and bank related news, tips and advice
If there’s one way to build up your retirement, it will definitely be form your employer’s 401(k) plan. There’s nothing that says that you can’t build wealth this way, but one of the biggest mistakes that newbie investors make is that they glorify the 401(k) a little too much. They assume that all they will …
Financial emergencies are part and parcel of our lives, and it is human nature to settle an emergency as it occurs without thinking of the future implications of your actions. Of course this leads to debt and more financial problems, since once you are in the habit of getting a loan even for the tiniest …
Every day, it seems like it’s getting harder and harder to actually take care of your family’s day to day expenses. If there’s one category that definitely stresses a household budget, it would definitely have to be medical expenses. Even if you have insurance, that doesn’t mean that your problems with medical expenses are over. …
A tracker is a mortgage rate which tracks the base rate. This means that the lender will charge customers a certain percentage plus the current base rate. This can be an incredibly good deal, but it all depends on how much the lenders charge is. Variable mortgage rates are always above the base rate because …
Are you considering bill and debt consolidation? Millions of people are in the position in which they may not really know what to do. Is this a good thing? For some it is. For others, it can be a costly mistake. The most important aspect of attempting any loan, which is what debt consolidation of …
Are you looking for a personal loan so you can pay the bills, get a repair sorted, or even make a major purchase? The good news that there are many options available to you, with many different loan companies now offering their services both online and offline. Two of the most popular types of lenders …
Ready to give yourself the ability to power through any situation, even the trickiest financial drama? You can do it, you know. It’s easy to believe that once you get in a bad financial situation that you aren’t going to be able to fix it, but that’s really not the case at all. You just …
It can be easy to think that life insurance is a waste of money and you will be better off using the money to pay off bills. However, it is worth considering why so many people do have life insurance and how it can benefit them. Pay off debt If you have debts then when …
Introduction Getting to and from work can be costly especially when you’re not within walking distance, which many of us are not. There are numerous different methods to choose from, it’s all about finding the most cost and time effective method for you. Unfortunately, despite our best efforts to cut the cost of our commute …