Do I Need Life Insurance?

It can be easy to think that life insurance is a waste of money and you will be better off using the money to pay off bills. However, it is worth considering why so many people do have life insurance and how it can benefit them. Pay off debt If you have debts then when …

Cover Accidental Damages With Buildings Insurance

It’s said that accidents happen, and no one in the world knows this better than a landlord. When people own the property that they live in, they tend to take better care of it. However, if the property is owned by the landlord, there is an assumption that the landlord will fix everything that’s wrong …

Income Protection Isn’t just for Families – Single People Should Apply Too!

The insurance world has a lot of assumptions. Many people assume that a lot of the different types of life protection insurances are for families. That’s a safe assumption, considering much of the marketing is geared towards families. However, what you need to realize is that income protection isn’t just for families — single people …

Life Insurance Protects All Family Members From the Unknown

The unknown can be a scary place, because we really don’t know what will happen. We can plan all we want to, but when life moves in unexpected ways, we sometimes just have to take the beatings and keep on going. However, there are things that you can do in order to make sure that …

Have I Run Out of Time to Make a Payment Protection Insurance Claim?

Recently we received a letter from a gentleman who believed he might have a claim against a financial institution for selling him Payment Protection insurance without his consent. ‘I applied for a credit card with my bank, and they told me I needed to take Payment Protection insurance to safeguard against loss,’ he wrote, ‘I …

PPI Can Multiply Fast – Make Sure You Find Every Policy

PPI is in a lot of different financial products. You just never know how deep PPI actually goes until you start digging more and more. There’s no reason why you can’t take advantage of the situation to get your money back. Those PPI premiums were essentially stolen from you, but we’re never going to tell …

Why Payment Protection Insurance Hurts The Banking Industry

As a society, we have come to the understanding of a few things in the financial world that are just true. We believe that banks are there to provide safe harbor for our money, and to even help us grow it. We believe that insurance provides great peace of mind that we can turn to …